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The Mortgage Expert Blog: Insights & Advice from Ameritrust

Dive into our collection of informative and thought-provoking blog posts covering a wide range of topics.

Blog Posts

Dive Into Our Latest Blog Posts

Our blog is a platform for sharing expertise, sparking conversations, and providing solutions to challenges faced by our audience. Whether you're seeking expert advice, looking for inspiration, or simply staying updated on the latest developments, our blog offers something for everyone.

Why Non-QM Lenders Are Your Secret to Home Ownership in 2025

Why Non-QM Lenders Are Your Secret to Home Ownership in 2025

10-Jan-2025

What is a Mortgage? 
A Beginner’s Guide to Understanding Home Loans

What is a Mortgage? A Beginner’s Guide to Understanding Home Loans

15-Jan-2025

Types of Mortgages: 
Fixed-Rate vs. Adjustable-Rate - Which is Right for You?

Types of Mortgages: Fixed-Rate vs. Adjustable-Rate - Which is Right for You?

20-Jan-2025

How to Refinance Your Mortgage: 
2025's Definitive 9-Step Savings Blueprint

How to Refinance Your Mortgage: 2025's Definitive 9-Step Savings Blueprint

25-Jan-2025

VA Loan vs. Conventional Loan: 
The 2025 Ultimate Guide (37 Key Comparison Factors)

VA Loan vs. Conventional Loan: The 2025 Ultimate Guide (37 Key Comparison Factors)

28-Jan-2025

Non-QM Loans: 
The Alternative Mortgage Path to Homeownership in 2025

Non-QM Loans: The Alternative Mortgage Path to Homeownership in 2025

10-Feb-2025

Current Mortgage Trends: 
Are Mortgage Rates Going Down in 2025?

Current Mortgage Trends: Are Mortgage Rates Going Down in 2025?

15-Feb-2025

Your 2025 Mortgage Roadmap: 
A Step-by-Step Guide to Securing the Right Loan

Your 2025 Mortgage Roadmap: A Step-by-Step Guide to Securing the Right Loan

25-Feb-2025

Current 2025 Home Loan Mortgage Rates: What Borrowers Need to Know Today

Current 2025 Home Loan Mortgage Rates: What Borrowers Need to Know Today

21-Mar-2025

Top 5 Most Common Mortgage Types for Homebuyers in 2025

Top 5 Most Common Mortgage Types for Homebuyers in 2025

22-March-2025

ITIN Loan Guide: Buying Your First Home in 2025

ITIN Loan Guide: Buying Your First Home in 2025

23-March-2025

The Future of 1099 Loans: 
Trends and Predictions for Self-Employed Borrowers

The Future of 1099 Loans: Trends and Predictions for Self-Employed Borrowers

24-March-2025

DSCR Loan: What It Is, How It Works & Who It’s For

DSCR Loan: What It Is, How It Works & Who It’s For

25-March-2025

What Is a Bank Statement Loan? How It Works for Self-Employed Borrowers

What Is a Bank Statement Loan? How It Works for Self-Employed Borrowers

26-March-2025

Asset Depletion Loan FAQ: 
Answers to Your Most Common Questions

Asset Depletion Loan FAQ: Answers to Your Most Common Questions

27-March-2025

Foreign National Loans: 
A Comprehensive Guide for Non-Resident Borrowers

Foreign National Loans: A Comprehensive Guide for Non-Resident Borrowers

28-March-2025

Ultimate Guide: 
 Estimate, Breakdown, & Minimize Your Home Closing Expenses

Ultimate Guide: Estimate, Breakdown, & Minimize Your Home Closing Expenses

2025-03-28

15-Year vs. 30-Year Mortgage: Why Short-Term Loans Deliver Greater Savings

15-Year vs. 30-Year Mortgage: Why Short-Term Loans Deliver Greater Savings

2025-04-14

10 Essential Mortgage Options Every Homebuyer Should Explore in 2025

10 Essential Mortgage Options Every Homebuyer Should Explore in 2025

2025-04-23

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.

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Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program

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Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program

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A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program

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Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

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