Start your homeownership journey with confidence through our diverse loan programs. From Non-QM home loans and FHA loans to options for first-time buyers, we offer tailored solutions to meet your unique needs.
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Apply for non-QM home loans
Don't let traditional mortgage requirements stand in your way. Explore our Non-QM loan programs and find the perfect fit for your needs. Our team is here to guide you every step of the way, ensuring a smooth and successful home-buying experience.
At Ameritrust Mortgage , we’re a direct lender, meaning we manage the entire loan process—from origination and underwriting to funding—under one roof. This streamlined approach provides greater efficiency and control, delivering a seamless experience for our clients. Industry research consistently highlights the benefits of working with direct lenders like Ameritrust Mortgage, where every step is handled with care and expertise.
Competitive Rates & Flexible Terms
As a direct lender, we provide competitive rates and customized loan solutions, ensuring our clients receive the best loan options at the lowest possible rate.
Streamlined & Efficient Approvals
Our in-house underwriting and decision-making team ensures faster approvals, minimizing delays and getting your clients into their dream homes sooner.
Tailored Solutions & Loan Options
As a direct lender , we offer a comprehensive portfolio of loan products, catering to a wide range of borrowers and financial situations.
Traditional Financing
Competitive rates on Conventional, FHA, VA, Jumbo, and Super Jumbo loans.
Specialized Non-QM Solutions
Industry-leading programs for self-employed borrowers, real estate investors and foreign nationals, including Bank Statement, DSCR, Profit and Loss Only, 1099 Only, Asset Depletion, and ITIN. and
Transparent Communication
Our experienced Loan Officers provide personalized guidance and transparent communication throughout the entire process, ensuring our clients make informed decisions with confidence.
Experience the Difference with Our Non-QM Loans:
At Ameritrust Mortgage, we understand that every borrower is unique. That's why we offer a variety of <strong>Non-QM loan programs to suit different financial situations. Whether you are self-employed, have an inconsistent income, or need a loan that considers alternative credit criteria, we have the right solution for you.
FICO
640 MIN.
LTV
90% MAX.
Our 1099 loans, provide flexible financing solutions tailored to your needs.
FICO
660 MIN.
LTV
85% MAX.
Uses P&L statements to assess income and business viability.
FICO
700 MIN.
LTV
75% MAX.
A specialized loan program for foreign nationals, providing tailored financing solutions.
FICO
700 MIN.
LTV
75% MAX.
Specialized mortgage products for financing units that are operated as part of a hotel or resort.
FICO
620 MIN.
LTV
90% MAX.
Bank statement loans assist self-employed borrowers with mortgage qualifications.
FICO
620 MIN.
LTV
80% MAX.
Specialized financing option for real estate investors or commercial property owners.
FICO
700 MIN.
LTV
80% MAX.
For borrowers living in the USA without a Social Security Number and instead have an ITIN number.
FICO
660 MIN.
LTV
90% MAX.
Provide borrowers with immediate access to funds for a down payment or to cover expenses.
Mortgage Calculator simplifies home financing with advanced algorithms and real-time data. Perfect for first-time buyers or refinancing, it offers accurate, accessible insights.
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Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
Customer Service
Please provide your query, and we will assist you as quickly as we can.
+1 ( 888 ) 499 - 9060
info@ameritrust-mortgage.com
Address: 17341 Irvine Blvd., Suite 285, Tustin, CA 92780
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