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Unlike mortgage brokers who act as intermediaries, Ameritrust Mortgage is a direct lender. This means we originate, underwrite, and fund loans all under one roof. This streamlined approach eliminates the middleman, delivering significant advantages to your clients. Industry studies consistently highlight the benefits of working with direct lenders like Ameritrust Mortgage:
Competitive Rates & Flexible Terms
As a direct lender, we provide competitive rates and customized loan solutions, ensuring our clients receive the best loan options at the lowest possible rate.
Streamlined & Efficient Approvals
Our in-house underwriting and decision-making team ensures faster approvals, minimizing delays and getting your clients into their dream homes sooner.
Tailored Solutions & Loan Options
As a direct lender, we offer a comprehensive portfolio of loan products, catering to a wide range of borrowers and financial situations.
Transparent Communication
Our experienced Loan Officers provide personalized guidance and transparent communication throughout the entire process, ensuring our clients make informed decisions with confidence.
Specialized Non-QM Solutions
Industry-leading programs for self-employed borrowers, real estate investors, and foreign nationals, including Bank Statement, DSCR, Profit and Loss Only, 1099 Only, Asset Depletion, and ITIN.
Traditional Financing
Competitive rates on Conventional, FHA, VA, Jumbo, and Super Jumbo loans.
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Client Satisfaction Rate
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Years of Industry Experience
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Faster Loan Approvals
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Billion in Funded Loans
Rent Vs Buying a Home
Compare renting vs owning a home to understand the benefits of stability, equity, and long-term investment.
Apply for non-QM home loans
Don't let traditional mortgage requirements stand in your way. Explore our Non-QM loan programs and find the perfect fit for your needs. Our team is here to guide you every step of the way, ensuring a smooth and successful home-buying experience.
Experience the Difference with Our Non-QM Loans:
At Ameritrust Mortgage, we understand that every borrower is unique. That's why we offer a variety of <strong>Non-QM loan programs to suit different financial situations. Whether you are self-employed, have an inconsistent income, or need a loan that considers alternative credit criteria, we have the right solution for you.
1099 Loans
Our 1099 loans, provide flexible financing solutions tailored to your needs.
Min FICO. 640
Max LTV. 90%
Profit & Loss Only
Uses P&L statements to assess income and business viability.
Min FICO. 660
Max LTV. 85%
Foreign National Loans
A specialized loan program for foreign nationals, providing tailored financing solutions.
Min FICO. 700
Max LTV. 75%
DSCR Mixed Use
Specialized mortgage products for financing units that are operated as part of a hotel or resort.
Min FICO. 700
Max LTV. 75%
Bank Statement Loans
Bank statement loans assist self-employed borrowers with mortgage qualifications.
Min FICO. 620
Max LTV. 90%
DSCR Loans
Specialized financing option for real estate investors or commercial property owners.
Min FICO. 620
Max LTV. 80%
ITIN Loans
For borrowers living in the USA without a Social Security Number and instead have an ITIN number.
Min FICO. 700
Max LTV. 80%
1 Year Tax Returns
Provide borrowers with immediate access to funds for a down payment or to cover expenses.
Min FICO. 660
Max LTV. 90%
Rest assured, our mortgage videos are here to guide you through any concerns, anytime you need them.
Swift Support
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
Please provide your query, and we will assist you as quickly as we can.
+1 ( 888 ) 499 - 9060
info@ameritrust-mortgage.com
Address: 17341 Irvine Blvd., Suite 285, Tustin, CA 92780
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