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Apply for non-QM home loans
Don't let traditional mortgage requirements stand in your way. Explore our Non-QM loan programs and find the perfect fit for your needs. Our team is here to guide you every step of the way, ensuring a smooth and successful home-buying experience.
Unlike mortgage brokers who act as intermediaries, Ameritrust Mortgage is a direct lender. This means we originate, underwrite, and fund loans all under one roof. This streamlined approach eliminates the middleman, delivering significant advantages to your clients. Industry studies consistently highlight the benefits of working with direct lenders like Ameritrust Mortgage:
By cutting out the broker, we pass the savings on to your clients through more competitive interest rates and loan terms tailored to their specific financial needs.
Our in-house underwriting and decision-making team ensures faster approvals, minimizing delays and getting your clients into their dream homes sooner.
As a direct lender, we offer a comprehensive portfolio of loan products, catering to a wide range of borrowers and financial situations. Your clients can benefit from.
Competitive rates on Conventional, FHA, VA, Jumbo, and Super Jumbo loans.
Industry-leading programs for self-employed borrowers, real estate investors, and foreign nationals, including stated income, 1099 income, asset depletion, DSCR, ITIN, and bridge loans.
Our experienced loan officers provide personalized guidance and transparent communication throughout the entire process, ensuring your clients make informed decisions with confidence.
Experience the Difference with Our Non-QM Loans:
At Ameritrust Mortgage, we understand that every borrower is unique. That's why we offer a variety of <strong>Non-QM loan programs to suit different financial situations. Whether you are self-employed, have an inconsistent income, or need a loan that considers alternative credit criteria, we have the right solution for you.
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Our 1099 loans, provide flexible financing solutions tailored to your needs.
DTI
Term Months
Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.
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A specialized loan program for foreign nationals, providing tailored financing solutions.
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Specialized mortgage products for financing units that are operated as part of a hotel or resort.
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Bank statement loans assist self-employed borrowers with mortgage qualifications.
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Specialized financing option for real estate investors or commercial property owners.
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For real estate investors who do not have a Social Security Number but possess an ITIN
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Provide borrowers with immediate access to funds for a down payment or to cover expenses.
Mortgage Calculator is more than just a mortgage tool; it’s your gateway to smarter home financing. By leveraging advanced algorithms and real-time data, Mortgage Calculator ensures you have the most accurate and relevant information at your fingertips. Whether you’re a first-time homebuyer or looking to refinance, our calculator simplifies the mortgage process, making it accessible and straightforward.
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Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
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