Empowering Veterans: Zero Down, 100% Home

Unlock the power of VA Loans with zero down payment and 100% financing. Learn about rates, benefits, and eligibility. Start your journey to home ownership today!


What is a VA Home Loan?

  • Definition: VA Home Loans are mortgages backed by the U.S. Department of Veterans Affairs.

  • Who’s Eligible: Active-duty military, veterans, and certain family members.

  • Benefits: No down payment, no private mortgage insurance (PMI), and competitive interest rates

The Process

The application process for VA Home Loan



Check your eligibility and credit score.


Get your COE

Apply online or through your lender.


ChooMust be VA-approved.

Must be VA-approved.


Loan Application

Submit necessary financial documents.


Home Appraisal

Conducted by a VA-certified appraiser.



Sign the documents and get the keys!

Types of VA Loans

Purchase Loans:

For buying a home.

Interest Rate Reduction Refinance Loan:

For refinancing.

Cash-Out Refinance Loans:

For taking cash out of your home equity.

VA Loan Benefits

No Down Payment:

Save thousands upfront.


Lower monthly payments.

Competitive Interest Rates:

Often lower than conventional loans.

Tips for first-time homebuyers

Get Pre-Approved:

Strengthens your home offer.

Shop Around:

Compare loan offers and rates.

Inspect the Home:

Always opt for a home inspection before purchase.

VA loan limits & funding fees

Loan Limits:

Varies by county.

Funding Fees:

Can be rolled into loan amount or paid upfront

Take your time: Don't rush into buying a home.

Take the time to explore your options, ask questions, and make informed decisions. By following these guidelines and doing your research, you can increase your chances of finding the right home and securing a favorable mortgage loan.

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program


Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program


A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program


Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

Have Questions?

Curious about anything?

Below you can find the answers to frequently asked questions.

Swift Support

Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Customer Service

Please provide your query, and we will assist you as quickly as we can.

Contact Us

Contact us for timely assistance, & we’ll be glad to help.

Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


Stay Connected

+1 ( 888 ) 499 - 9060

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780