Definition
Definition: VA Home Loans are mortgages backed by the U.S. Department of Veterans Affairs.
Who’s Eligible: Active-duty military, veterans, and certain family members.
Benefits: No down payment, no private mortgage insurance (PMI), and competitive interest rates
The Process
Pre-Qualification
Check your eligibility and credit score.
Get your COE
Apply online or through your lender.
ChooMust be VA-approved.
Must be VA-approved.
Loan Application
Submit necessary financial documents.
Home Appraisal
Conducted by a VA-certified appraiser.
Closing
Sign the documents and get the keys!
Purchase Loans:
For buying a home.
Interest Rate Reduction Refinance Loan:
For refinancing.
Cash-Out Refinance Loans:
For taking cash out of your home equity.
No Down Payment:
Save thousands upfront.
No PMI:
Lower monthly payments.
Competitive Interest Rates:
Often lower than conventional loans.
Get Pre-Approved:
Strengthens your home offer.
Shop Around:
Compare loan offers and rates.
Inspect the Home:
Always opt for a home inspection before purchase.
Loan Limits:
Varies by county.
Funding Fees:
Can be rolled into loan amount or paid upfront
Swift Programs
Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.
Have Questions?
Below you can find the answers to frequently asked questions.
Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
Customer Service
Please provide your query, and we will assist you as quickly as we can.
+1 ( 888 ) 499 - 9060
info@ameritrust-mortgage.com
Address: 17341 Irvine Blvd., Suite 285, Tustin, CA 92780
Privacy | Terms & Conditions | Sitemap
© 2024 - Copyright - Powered by Maple54