Ameritrust HELOCs: Get Cash From Your Home

Discover the flexibility and convenience of a Home Equity Line of Credit (HELOC) second mortgage from Ameritrust Mortgage.

What is HELOC

Home equity line of credit (HELOC)

The Definition

Home equity loan programs are a type of loan that allows homeowners to borrow money against the equity they have built up in their home.

Loan Features

They can be used for a variety of purposes, such as home improvements, debt consolidation, or major purchases. Home equity loans typically have fixed interest rates and are repaid over a set period of time.

Borrowing Power

Your home's equity determines how much you can borrow with a home equity loan. To qualify, you'll need good credit, steady income, and enough equity.

Collateralized Loan

Home equity loans are secured loans, which means that your home is used as collateral. This means that if you are unable to repay the loan, the lender can foreclose on your home.

Interest Rate

Home equity loans often have lower interest rates than credit cards or personal loans since they're secured by your home. Plus, the interest may be tax-deductible!


Choose between traditional home equity loans and flexible HELOCs. Always compare rates and terms to find the best fit for your needs.

Benefits and Advantages of HELOCs



Access funds as needed, providing financial flexibility for various expenses.

Lower Interest Rates

Typically offer lower interest rates compared to other forms of credit, such as credit cards or personal loans.

Tax Deductibility

Interest payments on HELOCs may be tax-deductible, potentially providing tax benefits.

Revolving Credit

Similar to a credit card, allowing you to borrow, repay, and borrow again as needed within the specified draw period.

Potential for Higher Loan Amounts

HELOCs may offer higher borrowing limits based on the available equity in your home.

Benefits and Advantages of Second Mortgage

Second Mortgage

Lump Sum Funding

Receive a lump sum of money upfront, providing immediate access to funds for large expenses.

Fixed Interest Rates

Often come with fixed interest rates, providing predictability in monthly payments over the loan term.

Longer Repayment Terms

Second mortgages may offer longer repayment terms compared to other types of loans, spreading out payments over a more manageable timeframe.

Debt Consolidation

Use the funds from a second mortgage to consolidate high-interest debts, potentially lowering overall interest costs.

Home Improvement Financing

Ideal for funding home renovations or repairs, increasing the value of your property over time.

Ready to put a little extra cashback in your wallet each month? Let's make it happen together!

Reach out to Ameritrust Mortgage today and take the first step towards financial freedom. Your brighter financial future awaits!


Access funds as needed with a revolving line of credit secured by your home's equity.

Competitive Rates

Enjoy competitive interest rates, potentially lower than other forms of credit.

Tax Benefits

Take advantage of potential tax deductions on the interest paid on your HELOC, providing additional financial benefits

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program


Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program


A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program


Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

Have Questions?

Curious about anything?

Below you can find the answers to frequently asked questions.

Swift Support

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Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Customer Service

Please provide your query, and we will assist you as quickly as we can.

Contact Us

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Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


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+1 ( 888 ) 499 - 9060

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780