Unlock Your Dream Home with FHA Loans

Make homeownership a reality with our FHA Loans. Low down payments, flexible requirements, and favorable rates. Perfect for first-time buyers!


Unlock Your Dream Home with FHA Loans

Step into homeownership with less hassle and more confidence. Whether you're a first-time homebuyer or looking to refinance, our FHA Loans have you covered. So, what are you waiting fo? Let's turn that dream into your address!

What are FHA Loans?

Federal Housing Administration (FHA) Loans are government-backed loans with flexible eligibility criteria and generally lower down payment requirements. Ideal for first-time homebuyers or those with less-than-perfect credit.

The Criteria

Who is Eligible?


First Time Home Buyers

No previous homeownership? No Problem!


Stable Income

Proof of employment or steady income is required.


Low Credit Score

You can start with FICO as low as 620.

Take your time: Don't rush into buying a home.

Take the time to explore your options, ask questions, and make informed decisions. By following these guidelines and doing your research, you can increase your chances of finding the right home and securing a favorable mortgage loan.

The Application Process


Quick assessment of your financial status.


Gather pay stubs, bank statements, and tax returns.

Loan Estimate:

Receive a loan estimate to review terms.

Home Appraisal:

Property valuation by an FHA-approved appraiser.


Property valuation by an FHA-approved appraiser.

benefits of FHA Loans

Low Down Payments:

As low as 3.5%.

Low Credit Score:

Streamlined Refinance: Already have an FHA Loan? Refinancing is a breeze.

Flexible Credit Score:

Don't let your past hold you back.

Points to Consider

Mortgage Insurance:

Required for low down payments.

Closing Costs:

Typically 2-5% of the loan amount.

Loan Limits:

Vary by area and property type.

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program


Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program


A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program


Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

Have Questions?

Curious about anything?

Below you can find the answers to frequently asked questions.

Swift Support

Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Customer Service

Please provide your query, and we will assist you as quickly as we can.

Contact Us

Contact us for timely assistance, & we’ll be glad to help.

Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


Stay Connected

+1 ( 888 ) 499 - 9060

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780