Lock Your Mortgage Rate Today.

Secure peace of mind: Lock mortgage rate with Ameritrust-Mortgage. Explore our guide for details.

The Policies

Secure Financial Future: Ameritrust-Mortgage's Rates.

Empowering your financial future is now simpler with Ameritrust-Mortgage's Rate Lock process. We understand the importance of stable interest rates, which is why we offer an effortless and effective Rate Lock process to help you seize control of your financial destiny.

What is Rate Lock?

    Rate Lock serves as protection against fluctuations in interest rates.

    It enables you to secure a specific interest rate for your mortgage.

    How Does It Work?

      Connect with Ameritrust-Mortgage's experienced team to discuss your mortgage requirements.

      We'll assist you in selecting the ideal loan program and interest rate.

      Once chosen, we'll lock in your interest rate for a predetermined duration.

      Why Lock Your Rate?

        Protection: Safeguard your financial plan against unexpected rate increases.

        Peace of Mind: Enjoy stability in your rate while completing your home purchase or refinance.

        Financial Planning: Locking your rate aids in effective financial planning.

        The Ameritrust-Mortgage Advantage

          Competitive Rates: Benefit from our competitive low-interest rates.

          Expert Guidance: Our team provides expert assistance throughout the Rate Lock process.

          Flexibility: Choose from a variety of loan programs tailored to your specific needs.

          Financial Stability

          Locking your rate with Ameritrust-Mortgage provides protection against unpredictable interest rate fluctuations, ensuring stability in your budget and financial planning.

          Peace of Mind

          Enjoy the assurance of a fixed interest rate while completing your home purchase or refinance, allowing you to focus on other aspects of your life without worrying about rate changes.

          Expert Guidance

          Benefit from Ameritrust-Mortgage's experienced team who will guide you through the Rate Lock process, offering personalized assistance and ensuring you choose the best loan program and interest rate for your needs.

          Swift Programs

          Explore Our Array of Loan Programs Tailored to Suit Your Needs

          Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


          Our 1099 loans, provide flexible financing solutions tailored to your needs.

          • Min 640 FICO

          • Upto 90% Max LTV

          • Upto 50% DTI Ratio

          • Interest Only Available

          • 1/2 Year Form

          Interested in this program


          Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

          • 2 Month Bank Statement

          • ITIN Program to 80%

          • Foreign National to 75%

          • 1099 Only & DSCR

          • 12 Month Bank Statement

          Interested in this program


          A specialized loan program for foreign nationals, providing tailored financing solutions.

          • Min 700 FICO

          • Upto 75% Max LTV

          • $ 3M Max Loan Amount

          • Asset Utilization allowed as an

          • eligible doc option

          Interested in this program


          Specialized mortgage products for financing units that are operated as part of a hotel or resort.

          • Min 680 FICO

          • Upto 65% Max LTV

          • $ 1.5M Max Loan Amount

          • Minimum square footage of 500 sq/ft

          Interested in this program

          Have Questions?

          Curious about anything?

          Below you can find the answers to frequently asked questions.

          Swift Support

          Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

          Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

          Customer Service

          Please provide your query, and we will assist you as quickly as we can.

          Contact Us

          Contact us for timely assistance, & we’ll be glad to help.

          Get started now on your financial goals

          Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


          Stay Connected

          +1 ( 888 ) 499 - 9060

          Address: 17341 Irvine Blvd.,

          Suite 285, Tustin, CA 92780