Tailored Refinance. Brighter Financial Future.

Unleash your home's potential. Refinance with Ameritrust for lower payments & new financial opportunities.

Payment Relief

Enhance your financial future with a mortgage refinance tailored to your needs!

When you refinance your mortgage through Ameritrust Mortgage, you're taking advantage of a strategic financial opportunity tailored to your unique needs.

What is refinancing?

Here's how we define refinancing and the specific benefits it offers:

Refinancing Your Mortgage: Refinancing your mortgage with Ameritrust Mortgage involves replacing your existing home loan with a new one, customized to better align with your financial goals and circumstances. Whether you're seeking lower monthly payments, reduced interest costs, or access to home equity, our refinancing options are designed to provide you with greater financial flexibility and stability.

Refinancing Offers Homeownerships the Opportunity to tap into their Home’s Equity while Securing a new Mortgage with Potentially better Terms.

Let’s explain the benefits and advantages of Cash-Out Refinancing & how it could be the financial searching for.

Perks of Refinancing

Benefits and Advantages of Refinancing with Ameritrust Mortgage

Lower Monthly Payments

Our refinancing solutions often result in lower monthly mortgage payments, providing immediate relief to your household budget and improving your overall financial well-being.

Reduced Interest Costs

By securing a lower interest rate through our refinancing programs, you can significantly decrease the amount of interest you pay over the life of your loan, saving you thousands of dollars in the long run.

Cash-Out Option

With Ameritrust Mortgage, you have the option to access the equity in your home through a cash-out refinance. Whether you're looking to fund home improvements, consolidate debt, or pursue other financial goals, our cash-out refinancing allows you to leverage the value of your home to meet your needs.

Shorter Loan Term

If you're interested in paying off your mortgage sooner and building equity faster, our refinancing options offer the opportunity to switch to a shorter loan term, enabling you to achieve your homeownership goals more quickly.

Loan Type Flexibility

Whether you prefer the stability of a fixed-rate mortgage or the initial savings of an adjustable-rate mortgage (ARM), Ameritrust Mortgage offers a variety of loan types to suit your preferences and financial objectives. Our experienced mortgage professionals will help you explore the best options for your situation.

Debt Consolidation

With our refinancing solutions, you have the opportunity to consolidate high-interest debt into your mortgage, streamlining your finances and potentially reducing your overall interest costs. Our goal is to help you achieve greater financial freedom and peace of mind.


Financial Benefits

Improved Financial Flexibility:

    Refinancing with Ameritrust Mortgage provides you with greater financial flexibility, allowing you to restructure your loan terms to better align with your current financial situation and long-term goals. Whether you're looking to lower your monthly payments, reduce your interest costs, or access cash for important expenses, we're here to support you every step of the way.

Savings Opportunity

Refinancing your mortgage with Ameritrust Mortgage offers the opportunity to save money on your monthly mortgage payments and reduce your overall interest costs. By securing a lower interest rate or adjusting your loan terms, you can potentially save thousands of dollars over the life of your loan.

Financial Flexibility

Our refinancing options provide you with greater financial flexibility to tailor your mortgage to your current needs and future goals. Whether you're looking to lower your monthly payments, shorten your loan term, or access cash for important expenses, we offer a variety of solutions to meet your unique financial situation.

Expert Guidance

With Ameritrust Mortgage, you'll have access to our team of experienced mortgage professionals who are dedicated to helping you navigate the refinancing process with confidence. From evaluating your options to securing the best terms for your loan, we'll provide personalized guidance and support every step of the way.

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program


Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program


A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program


Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

Have Questions?

Curious about anything?

Below you can find the answers to frequently asked questions.

Swift Support

Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Customer Service

Please provide your query, and we will assist you as quickly as we can.

Contact Us

Contact us for timely assistance, & we’ll be glad to help.

Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


Stay Connected

+1 ( 888 ) 499 - 9060

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780