Get the best mortgage rates today

Find the lowest mortgage interest rates and save money on your home financing. Explore current rates and calculate your monthly payments with our easy-to-use tools.

Don’t Miss Out

Trends, Options, and Why You Should Take Advantage of Them

  • Are you in the market for a new home or looking to refinance your current mortgage? If so, now may be the perfect time to take advantage of today's mortgage rates. We will explain the latest trends in mortgage rates, the best rate options available, and why you should consider taking advantage of them.

  • Understanding mortgage rates

    Before we dive into the latest mortgage rate trends, it's essential to understand how mortgage rates work. A mortgage rate is the interest rate you pay on your mortgage loan. This rate determines your monthly mortgage payment and the total amount of interest you'll pay over the life of your loan.

  • Mortgage rates fluctuate daily based on several factors, including economic indicators such as inflation and unemployment rates. Lenders use these economic indicators to determine the risk associated with lending money, which ultimately affects the interest rate they offer.


Variety to Chose From

Explore Mortgage Options

Fixed - rate mortgages

Fixed-rate mortgages are a popular option for homeowners because they offer a stable interest rate over the life of the loan. This means that your monthly mortgage payment will remain the same throughout the life of the loan, making it easier to budget for.

Adjustable-rate mortgages

Adjustable-rate mortgages (ARMs) offer a lower initial interest rate than fixed-rate mortgages but can increase over time. ARMs are ideal for individuals who plan on selling their home before the interest rate adjusts. While ARMs come with more risk than fixed-rate mortgages, they can be a great option for those who don't plan on staying in their home long-term.

Other mortgage rate options

FHA loans are backed by the Federal Housing Administration and have lower credit scores or a lower down payment.

VA loans are available to veterans and offer lower interest rates and more favorable terms than traditional mortgages. Jumbo loans are for individuals who need to borrow more than the conforming loan limit.

Cash-Out Refinancing Offers Homeownerships the Opportunity to tap into their Home’s Equity while Securing a new Mortgage with Potentially better Terms.

Let’s explain the benefits and advantages of Cash-Out Refinancing & how it could be the financial you are searching for.

Take Advantage

Why You Should Take Advantage of Today's Mortgage Rates:

Refinancing can save you thousands of dollars in interest over the life of your loan and lower your monthly mortgage payment.

If you're in the market for a new home, low mortgage rates mean that you can afford a more expensive home or lower your monthly mortgage payment, making it an excellent time to take advantage of them. Whether you're looking to refinance or purchase a new home, the low mortgage rates can save you thousands of dollars over the life of your loan. Consider your options carefully and choose the mortgage rate option that is best for your unique situation.

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.


Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program


Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program


A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program


Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

Have Questions?

Curious about anything?

Below you can find the answers to frequently asked questions.

Swift Support

Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Customer Service

Please provide your query, and we will assist you as quickly as we can.

Contact Us

Contact us for timely assistance, & we’ll be glad to help.

Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.


Stay Connected

+1 ( 888 ) 499 - 9060

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780