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Enhance Your Brokerage with Ameritrust Mortgage Partnership

Expand your mortgage business with Ameritrust. Access diverse non-QM loan products, expert underwriting, and unparalleled support for unparalleled growth.

Mortgage Brokers:

Partner with Ameritrust for Client Success & Business Growth

Expand your mortgage offerings and streamline your processes with Ameritrust's direct lender advantage. Access exclusive loan programs, competitive rates, and dedicated support.

Grow Your Mortgage Business with Ameritrust:

The Broker's Premier Wholesale Lending Partner

Never Turn Away a Client Again

At Ameritrust Mortgage, we empower mortgage brokers to thrive in the ever-evolving lending landscape. Our comprehensive wholesale lending platform provides you with the tools, resources, and expertise to expand your offerings, close more loans, and cultivate lasting client relationships.

The Ameritrust Mortgage Benefit:

Unmatched Non-QM Loan Portfolio

Gain access to our industry-leading selection of non-QM loan products designed to meet the needs of borrowers with unique financial situations. From bank statements and asset-based loans to foreign national and ITIN mortgages, we have solutions for every scenario.

Expert Underwriting & Streamlined Processing

Gain access to our industry-leading selection of non-QM loan products designed to meet the needs of borrowers with unique financial situations. From bank statements and asset-based loans to foreign national and ITIN mortgages, we have solutions for every scenario.

Dedicated Broker Support

Benefit from our dedicated account executives who provide personalized assistance and expert guidance throughout the entire loan process. We're your trusted partner, here to help you succeed.

Competitive Compensation & Incentives

Our transparent compensation structure and generous incentives reward your hard work and commitment to your clients.

Cutting-Edge Technology

Leverage our state-of-the-art loan origination system (LOS) to streamline workflows, automate tasks, and enhance efficiency, freeing up your time to focus on what matters most – building your business.

Partner with Ameritrust Mortgage

Expand Your Non-QM Lending Capabilities

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Experience the Difference with Our Non-QM Loans:

Non-QM Loan Programs

At Ameritrust Mortgage, we understand that every borrower is unique. That's why we offer a variety of <strong>Non-QM loan programs to suit different financial situations. Whether you are self-employed, have an inconsistent income, or need a loan that considers alternative credit criteria, we have the right solution for you.

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Ideal for self-employed professionals, freelancers, and small business owners who don't have traditional W-2 income verification. Qualification based on bank statements (12 or 24 months) showcasing consistent deposits.

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Perfect for high-net-worth individuals and retirees with significant assets but limited income. Qualification based on liquid assets that can be used to make mortgage payments over time.

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Similar to DSCR loans but may consider other forms of business income alongside rental income.

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Specialized mortgage products for financing units that are operated as part of a hotel or resort.

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Cater to foreign nationals and non-resident aliens who lack a Social Security Number but have a U.S. tax identification number.

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Tailored for non-U.S. citizens who want to purchase property in the United States. These loans often have specific documentation requirements and may require a larger down payment.

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These loans focus on the borrower's creditworthiness and assets, rather than their debt-to-income (DTI) ratio. Ideal for borrowers with high incomes but also high debt levels.

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Allow borrowers to pay only the interest portion of their mortgage for a specified period, reducing initial payments.

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Loans exceeding conforming loan limits set by Fannie Mae and Freddie Mac. Typically used for high-value properties.

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Short-term loans for borrowers who need to purchase a new home before selling their existing one.

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Benefits for Mortgage Brokers

Flexible Qualification

Flexible Qualification

Accommodate borrowers with unique financial situations who may not meet traditional lending standards.

Alternative Income Verification

Alternative Income Verification

Accept bank statements, asset statements, or other forms of income documentation instead of W-2s.

Higher DTI Ratios Allowed

Higher DTI Ratios Allowed

Some Non-QM loans allow for higher debt-to-income ratios than qualified mortgages (QMs).

Expanded Property Eligibility

Expanded Property Eligibility

This may include investment properties, second homes, and even luxury properties.

Close More Loans

Close More Loans

Expand your client base by offering diverse loan options to borrowers who don't fit traditional lending criteria.

Increase Efficiency

Increase Efficiency

Streamline your operations with our intuitive technology and dedicated support.

Maximize Profitability

Maximize Profitability

Benefit from our competitive compensation structures and incentive programs.

Enhance Client Relationships

Enhance Client Relationships

Build trust and loyalty by providing tailored solutions to meet your clients' unique needs.

Take a step towards your dream home.

Partner with us Today

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Stay Connected

+1 ( 888 ) 499 - 9060

info@ameritrust-mortgage.com

Address: 17341 Irvine Blvd., Suite 285, Tustin, CA 92780